Showing posts with label health care. Show all posts
Showing posts with label health care. Show all posts

27 February 2016

I side with

isidewith was an interesting attempt started back in 2012 to get some members of the public to think more about matching their policy interests and goals with political candidates who might better support those. I'm rather skeptical that this project is likely to have much fruitful action in and of itself, for reasons that have to do with how most people vote and why not having very much at all to do with policy goals, particularly in a polarized voting environment. But it was a laudable project at the time to try to get people to think about third parties and more rigorously evaluate their policy visions and compare them to something like the actual positions of candidates.

I'm less sure of its current development still fulfilling that mission, but I have other uses for it all the same.

*I don't really have a positive opinion of some of the methods of matching being used, and the site seems to have taken a somewhat more distinguishably liberal tone to some of its questions and answers rather than being more obviously neutral (I say this as someone who on many issues regards Democratic candidates as illiberal squishes rather than anyone invoking a liberal political and policy tradition). A further problem may be the online sampling is likely to skew younger than the overall population. This has implications on a variety of issues more likely to be popular among younger voters than older voters (note these are not necessarily predictable. Support for entitlement reform for instance tends to be greater among older voters than young people). What that may be suggesting is that some of these issues that are closer in appearance here may be possible for reform, but not for several more years as demographics shift to have fewer of the existing older voters still alive.

But there's still some interesting results in looking at the poll results on specific questions that I wanted to pull apart more.

Issues with general agreement of some kind across parties that might actually get something done in the next few years (and not totally annoy me). 

Welfare-work requirements: Pretty popular with both parties. About 3/4 of Democrats and 80% of Republicans are in favor. I think this would make a possible case for an expansion and better tax incidence smoothing of the EITC and other social welfare programs. But not something like a negative income tax (my favored solution instead of min wages and smoothing out transfer payments by eliminating many programs and consolidating them as a cash transfer.)

Paid family/sick leave: Popular with both parties (60-40 Republicans, 90-10 Democrats). I would prefer this be implemented by having the government pay for it, in a way that it operates like disability insurance of a sort, rather than risk providing distorted incentives for employers to fire or not hire people who are more likely to get sick or avoid hiring or promoting fertile aged women capable of reproducing. It is however an issue on which there appears to be some possibility for reforms, which is rare.

Universal background checks for guns: This gets almost 90% support from either party. One caveat to this is that the support for "more gun regulations" is highly split (80-20).

Euthanasia: There's a gap here, but both Republicans (55-45) and Democrats (90-10) supported this as an option.

Issues with odd divides or near uniformity that annoy me:
ISIS - declaration of war ends up being mostly pro. Democrats were split about 35-65. I could see some number of people suggesting a legal procedural problem of allowing the military and President to conduct a conflict without the input of a Congressional vote but this wasn't offered as a legitimizing feature in the "more options" categories. A very similar partisan split occurred in using "ground troops" however, suggesting that if there is some sort of legal procedural voting bloc, it isn't very big.

"Decrease the military budget" - Republicans were almost united in opposing any decrease, but even Democrats were about evenly split. This was utterly horrifying to me given how much money we expend on defense budgets annually and what little return we receive for it (even in reference to what the defense department receives, this is less than clear it is getting what it asked for in exchange for the money allocated).

Foreign aid - reliably, everyone hates this (across both parties). Also reliably, I expect pretty much no one knows how much we are spending and on what.

GMO labels. The only political group that opposed these in substantial numbers is libertarians (and then it was still about 50-50). Both Democrats and Republicans were at 80-20 margins.

Drug testing welfare recipients. Despite considerable evidence this is either unconstitutional or totally ineffective, both parties supported this. Republicans do so to an absurd degree (93-7). But Democrats do themselves no favors (58-42).

Farm subsidies: There's not much of a divide here. Democrats are marginally more supportive of them. Republicans are about 50/50. Again, libertarians were the only political group that opposed these in substantial numbers. There hasn't been a good economic case for these since the Progressive Era under Hoover. Which is to say there is not one.

Prosecuting bankers for the 2008 financial crisis attracted bipartisan support (more from Democrats, but it's about 60-40 from Republicans). I am unclear what good this would do and tends to be pretty hard to do.

Marijuana legalisation: Still pretty opposed by Republicans (60-40). Democrats are up to about 90-10 in favor. I'm constantly annoyed this has not translated at the elite level very much at all. Few Democratic candidates are openly in favor. Drug decriminalisation more broadly (potentially including say, cocaine) has a similar split of around 70-30.

Patriot Act/NSA reforms, not supported very highly by either party. Republicans are more apt to back the existing architecture of the national security state. Libertarians of course hate these powers. The Apple-FBI fight has a similar split in support of demanding Apple hack phones for the government.

Social security. Both parties tended to have about 70-30 opposition to raising the retirement age for Social Security. I had other ideas on how best to fix the problems here (means test the benefits). Others would prefer raising the tax limit for it. But I can't really see a basis for leaving the age where it is either.

Term limits. Both parties support this at nearly 90%. I've never seen a good argument in favor of this idea. It's entirely populist nonsense. Fortunately nobody in office will do anything about it.

Campaign finance laws: both parties oppose the current Citizens United framework. I think the case against this is pretty weak and that greater funding transparency would be of sufficient fix for now. It misdiagnoses the problem as election laws rather than lobbying.

Voter ID laws: Both parties support these. Republicans are at extremely high rates but Democrats are still at around 2/3s. I find there's little or no basis for this form of voter fraud protection and that methods of suppressing or preventing individuals from voting are really poor ideas (even though I think many voters are poorly informed at best, and misinformed at worst).

Death penalty: Supported by both parties. Democrats around 2/3s. Republicans at 90-10. I can conceive of a moral case for killing certain people based on the severity of crimes and the possibility of rehabilitation, but the amount of burden of proof and expense, and the civil libertarian moral case for not killing people who might be innocent or may be otherwise "redeemable", and that there does not appear to be an effect of deterrence for the sort of crimes that we use it for, and the case that we are often using it for racist reasons, all weigh heavily against this being still a good and necessary idea in a modern state.

Issues with odd divides or near uniformity that may annoy partisan elites:

Cuba - There's a partisan split here but it's an odd one for the way Republican elites have been talking about it. Democrats almost universally support this change (95-5), while Republicans come out as almost a 50-50 split. I'm not sure there's much of a cohort available to them to pander toward (neoconservatives?) that it would actually be beneficial to reverse course on this policy trend toward normalizing relations with Cuba. It probably seems pretty clear to almost everyone what we were doing wasn't working.

Global Warming - big partisan split here too, but there's a cohort of Republicans that still favor doing things (about a third). Democrats are almost universally in support of doing something, but almost none of them favor taxing carbon emissions. Which is really disheartening. I think it's probably one of the simplest methods of attacking the problem.

TPP - Both parties voters were about 60-40 against. I have mixed impressions of this because of intellectual property rights law intersecting with the treaty in a way I find undesirable (strengthening and expanding the protections rather than reducing them to be more sensible).

NSA metadata collection - both parties seem to have about a 60-40 opposition to these programs. Further reform to squash them may be possible.

Issues with large partisan divides (things that we should expect to come up in the elections)

Syrian Refugees (accept or not) - For the record I answered this with "we should accept many more than 10k". I'm about as pro-refugee and asylum as someone gets, particularly given all the restrictions and system of checks involved in accepting such people as we already have making it difficult to accept and integrate as many people as we should.

This comes out as a near 50-50 split. But on partisan grounds both parties ended up closer to 80-20 or 20-80 splits. It's likely to be a sore point over which partisans will argue, but no middle ground can occur.

There isn't a cohort that broadly supports overthrowing Assad or preventing Russian support of Assad through their airstrikes. This seems to be a big disconnect between the public, particularly the conservative public, and most of their candidates (Voldemort seems to have tapped into this best, though it isn't a focal point of his blustery word salad presented as a campaign).

Iran - There's a big partisan split over attacking Iran though. Republicans favor airstrikes on nuclear facilities by an 80-20 margin. The polling there is older, but I doubt it has shifted very much since. (For the record, I wouldn't favor airstrikes even if I thought they were building a bomb. Which I do not think is or has been the case for some years now anyway).

College loans/college debt. There's a big partisan split over how to fund these. Sanders plan of a Wall St tax or raising taxes on rich people to fund colleges is very popular among Democrats and liberals. But nobody else likes it.

Immigration: Democrats on virtually any immigration question favored much broader admittance and acceptance. Republicans did not. There was a huge split over whether local law enforcement should detain people based on minor crimes (like traffic violations or other misdemeanors). This is likely because this is believed to be used (and has been shown to be used) for racial profiling purposes rather than immigration enforcement. There was another 80-20 split over birthright citizenship and over the restriction of Muslim immigrants. There was also a gap between Democrats (50-50) and Republicans (96-4) over "border security".

There was no real divide over "immigrants should be required to learn English". Which in practice makes sense, but in terms of the legal system does not.

Unions were regarded negatively by Republicans (70-30) and positively by Democrats (80-20). Which probably explains min wage discussions. Speaking of which, minimum wage increases were along a similar split (80-20 each).

Obamacare: huge partisan divide here. Democrats favored 85-15, Republicans 95-5 against. This essentially forecloses the ability to do either a) reforms to the existing system that make it work better or b) any substantive discussion of further liberal policy choices. It also limits the prospect of conservative policies being put forward instead as the existing system is essentially one put in place by moderate conservatives (Mitt Romney for instance).

Abortion: Remains a pretty strong partisan split. Republicans are "only" coming in at 70-30 "pro-life". Democrats at 90-10 pro-choice. Planned Parenthood funding achieves similar results as a proxy fight in this issue.

Gay marriage: Republicans come in 70-30 against still (Democrats are nearly universally in support).

20 October 2015

Medicin-y.

"A woman’s lifetime risk of dying from breast cancer is 2.7 percent without screening. Kerlikowske calculates that a woman who follows the new USPSTF guidelines could drop that risk to 2.0 percent, and one who follows the ACS guidelines may reduce the risk a few decimal places more, to between 1.8 and 1.9 percent. To get these benefits, the USPSTF program requires 13 total mammograms in a woman’s lifetime, and the ACS regimen will result in 20 breast X-rays.

In exchange for these risk reductions, 61 percent of women who have annual mammograms and 42 percent of women who have biennial mammograms will be called back at least once for follow-up tests that reveal they do not have cancer, researchers write in an accompanying paper. The anxiety and stress of such a false alarm is the most common harm, but it’s not the only one.

In its own analysis, the USPSTF calculated that if 1,000 women follow its advice and have a mammogram every other year from age 50 to 74, 146 of them will be subjected to unnecessary breast biopsies and 18 of the 1,000 will be diagnosed and treated for a cancer that would have never harmed them (a problem called overdiagnosis and overtreatment). Women who have mammograms more often, as they would under the ACS guidelines, will experience more of these downsides."

- Notice this is roughly the number of women who are dying of breast cancer at all with this regimen. And the unnecessary treatment rate is way more than the number that are being treated successfully to avoid lethal developments. All of that treatment comes with its own complications and issues, and stress and fear associated with possible diagnosis (even before considering the enormous financial costs it burdens us with to deal with all these unnecessary procedures).

What does this mean "scientifically"?
- We need much better detection methods. Mammograms appear to be little better than junk science as they have way too high of a false positive rate and way too small of a detection rate. It's possible this is a problem of there being a fairly small risk, but the lifetime risk here is significant enough that we should be doing something. This feels a lot like a "this is something" solution rather than a very useful one. You might as well flip a coin if it's close to 50% false positive rates to decide whether your doctor thinks you might have something that needs checked out.

This is often over 50%. A coin flip might be a better option. The author's decision to just forgo them entirely may be the wiser course in the meantime. (I personally like Austria's recommendation of "whatever").

- It might also be that doctors don't have any idea how to use them, or more likely use the data they get in order to help patients making informed decisions about their care and health. This is a widespread problem in medicine and it likely encourages over use of procedures and treatment, particularly of scary things like cancer. Cancer is scary. Thinking you have it, or could get it, is scary. Therefore, as much medical treatment to prevent it as we can afford is what most people think is reasonable in response. This is not actually reasonable as a response to the actual risks of cancer that most women will be afflicted with. Doctors should have a better idea how to discuss this problem sensibly. Also they may need to have some incentive to do so. The incentive right now appears to be closer to "generate breast cancer patients" rather than "prevent/detect/treat actual breast cancer when it appears in my patients".

- Looks a little better at detection relative to false positives after age 50 (not into the "good at it" rates, but significantly better than what we do now). This is essentially when the rest of the developed world even starts bothering with these questions. What might be one reason why they delay is it reduces the excess costs of unnecessary treatment without significantly reducing the number of women who are put at risk (possibly 1/1000).

More comprehensive studies have pointed out that this does not account for the number of women dying of any cancer total. Which is effectively unchanged by mammograms or no mammograms. All the focus on breast cancer may be obscuring other cancers that need to be attended to for the health of women (cervical cancer for instance has similar problems with our current detection regimen).

Or it maybe obscured here because our actual treatment options are quite poor.

- The biggest problem here is that threads in response to these changes in guidelines are inherently based upon anecdotal evidence. "I found a lump and I was 32" is treated as a data point against changing the current system. There are potentially higher risk factors as well (genetics for example). Patients don't really understand these, usually (many women will, but not everyone on an open comment thread does). Doctors might, or at least should, and can screen based upon them. Usually the recommendations allow for these deviations. The political economy problem is that many people will then worry if insurers will pay for it if it is "not recommended".

28 September 2015

A note on social media campaigns

I've previously noted my disdain for "awareness" campaigns, of most any type. They are usually harmless. For instance, a childhood cancer campaign involves changing profile photos to those of superheroes. This is fairly benign. Kids usually like superheroes (so do adults, obviously). And there isn't usually a way to do a lot of early detection and interdiction for children and cancers, so we're stuck trying to figure out how to treat it (or if we should, which is even more horrifying to contemplate). So any campaign "increasing awareness" is liable to fund useful research somewhat more rather than funding more "awareness campaigns".

They also are not typically that helpful. It is better that some number of young people are aware of the existence of Boko Haram or the LRA and their activities in Africa. But that has little to say about what we can or should do about those as problems. It was likewise amusing (if typically wasteful) that some number of people learned something about ALS through dumping buckets of ice water on themselves. Whether or not that will materialize into a substantive improvement in the well-being of the people afflicted with it, or future persons, is much less clear. I at least credit people their intentions may be good even if their efforts are shallow and unresponsive to the deeper issues at stake.

Where I see some more recent annoyances is the yearly campaigns involving weird status games on facebook and "breast cancer awareness". Firstly, the status games themselves can involve some insensitive and even harmful postings. Posting a fake pregnancy announcement, a fake sexuality announcement, a fake marriage announcement, and so on, these are not things sensible people should do. Whether or not they "have good intentions". These are potentially quite harmful and at least annoying to say: couples who have experienced infertility or miscarriages, couples that are no longer couples, and maybe people who are in the closet about their sexuality (or gender for that matter). I'm not saying you can't post it, but I am saying I'm going to look askance at the people who do as though they have a problem. Because it seems to me that they might need a few explanations about the nature of reality.

In general, few people are concerned with toilet-related mishaps that they should be shared either. While I'm sure a percentage of the public thought those were amusing, they weren't very interesting amusements. For instance, that video of the Massachusetts man freaking out at seeing a sunfish, that was indirectly interesting, on top of being a series of crazy accented speech and expressions that lends itself to being easily copied for more ordinary purposes than ocean going voyages and the encounters those lend themselves to. Despite these flaws, I do not think people are posting such things maliciously and with the intention to cause grievous harm or annoyance to people like me.

Where I think the biggest problem here is that "breast cancer awareness" is already well past the saturation point. Much of the empirical evidence on treatment and detection of breast cancer suggests that any benefit from "additional awareness" is getting cancelled out by unnecessarily worrying people and of course, the unpleasant varieties of treatment that we subject women to upon detection. We are all pretty aware by this point that women have breasts, and some women tend to get breast cancers. So this kind of awareness should not be a major concern for charitable work or social awareness campaigning and the like. Many of these public campaigns are effectively more about this "awareness" activity than they are about the treatment and detection of cancer.

What is of more pressing concern is likely research into better screening methodologies (genetic screening data for example seems promising), and research into better and more effective treatment for those cases that require treatment, in particular for advanced cases. These are not things that can be directly provided through "awareness", and in some cases are not really available or fully in use yet. What happens by increasing awareness, but without any accompanying campaign to donate to such research as would be needed to make our work in this area more effective, is that a lot more people are aware of what we already do and are presented with the social requirement to enter into it out of habit. Which isn't that helpful at all. Indeed, I think it may be quite harmful on balance. I'd say we could use much less awareness of mammograms and for many women breast cancer screening in general (possibly cancer screening of any kind for many is a waste of time and money).

The false positive rate is way too high to be a useful test for many women which we use it on. There are specific cases where it may be quite useful, but the general public isn't going to know that when they, as people have quite vigorously in the past when discussing the flaws of this processing during debates surrounding the ACA, will insist on receiving such treatment in spite of its general futility. The general practice of screening some millions of women in this way annually seems to be saving perhaps one life in a thousand and subjecting several dozen, perhaps as many as a hundred other women per thousand to the kinds of worrying and stress over medical matters that isn't provided by checking WebMD every time you have a medical problem and nearly as many women as those who die of breast cancer without treatment are subjected to unnecessary (and expensive, both in money and well-being) forms of treatment for no apparent reason what so ever. That seems like a tremendous waste of a general awareness campaign to expend vast amounts of human energy and effort upon. A more focused campaign rather than general call saying something like "hey what about breast cancer!" would be much more constructive.

As I said with the ALS ice bucket campaign, this is a serious problem. Some thousands of women will be afflicted by breast cancer every year. Some thousands will die of it. We should have some level of seriousness in our social response to this, even if there is some humor injected into it. It should also be less about demonstrations of awareness, which unlike ALS, I think we're quite well aware of this as a problem as a society, and more about direct demonstrations of concern and aid to the problem as it exists now.

28 July 2015

Vox populi

Mostly didn't hear very good answers. I see a couple points of agreement (carbon tax is simpler and better than cap and trade, but difficult to implement, GBI was good but he seems to be talking in multiple directions on that point that don't have much to do with basic income provisions that it's not focused enough to make sense to someone what that would involve).

He worries me on two points if I'm to define these, from what came up in the interview (there's a third point that I've been hammering on that didn't even come up, which I'm not sure if that's Sanders problem or Klein's or both).

1) IR. When he says "we are all realists", this to me says he doesn't know enough or care enough about the topic to discuss it seriously or rigorously. Realism is a specific IR school of thought*.  That's why Klein asked about it. If I'm voting for Presidential candidates, my number one concern is foreign policy and what sort of crazy and potentially damaging things this person might want to do or at least what kinds of basis they might have for doing something crazy. If they have little or no grounding for their positions on this, then they're likelier to give over control of the IR state to the existing interventionist bipartisan consensus (this is sort of what happened to Obama as his IR diagnosis seemed limited to "Iraq was bad", which was true, but wasn't a total critique of our current models of interventions by military force or a plan to use diplomatic efforts to get what you want done instead, etc). His answer does not give me some idea what his basis for interventions or warfare actually is, or what sorts of diplomatic engagement he would prefer, and his lack of seriousness with the question suggests he doesn't have one. Sanders doesn't strike me as crazy as most of the GOP candidates, but the fact that he doesn't seem to care much about IR bothers me.

This is by far the most power a President possesses under our current legal frame. Most of a President's domestic agenda relies on Congress, or even state and city governments, to get something done, while Congress has effectively abdicated its war powers in most respects. Sanders will have fairly limited, if any, power to enact most of what he suggests he wants to do as an overall agenda. Except on this question. And I don't have some idea what he thinks we should do here. That's not helpful.

*The initial reason I picked Sun Tzu as a nom de plume is my affinity for that school and its decline in American IR over the last 50 years or so I saw as a substantial problem causing us considerable dismay in reckless militarism and interventions without a clear and convincing strategic goal, with predictable results in disastrous and ineffectual wars and national security policies that resemble theater rather than structured responses to real (or imagined) problems. That Sanders dismissed it so casually I see as further evidence of this trend and a knock against him. He can dismiss it in the normative terms it has come to be used in public (for people who are generally neoconservatives) but the academic tree at its roots is still around and easily accessible and someone like Klein isn't asking about it in this way for his health. Klein's a smart cookie and could have pushed back against that kind of flippant response more than "I don't think they are".

2) It seems more important to demagogue the rich in his rhetoric than to describe policies that would deal with inequality or help the poor. That he brings up the boogeyman of the Kochs rather quickly was amusing but not enlightening. He doesn't seem to have any idea what policies the Koch's even support on immigration, and would rather describe more open borders policies as though they are a Koch brothers position as if this is a bad thing in and of itself. Paying people from Sub-Saharan Africa even this meager 2-3 dollars per hour he describes would be a massive boon to their economic welfare and probably more effective than sending millions of dollars of foreign aid. I'm not sure I see the same downside he does there and there are ways around this as a policy problem if it is one, such as guaranteed basic incomes. Nevertheless, I'm not sure I've seen the Kochs endorse an open borders policy in the first place or that it is a "right wing" position even if they had. Libertarians are pretty scattered on immigration but right-wingers are not in favor of it, even legal immigration. Bernie's position of having a pretty restrictive immigration system is probably more in line with "right-wingers" than he thinks it is based on this. "Getting jobs for people" isn't really a government policy for the most part. So I'm more than a little confused by this line of rhetoric.

Sometimes the rich deserve some scorn, but I'm rather less happy about someone who doesn't seem to have another note to play than someone who points out something more difficult to describe than "rich people are evil". Describing the Nordic/Western European welfare states as an ideal is all well and good as they have some interesting policies. But it leaves out that most of those countries possess a strong market ethos (people can start businesses pretty easily for example, easier than here, and school choice has been reasonably popular in Sweden or the UK). Denmark is routinely rated as "more free" economically than the United States despite having a large welfare state even by the pro-market groups that do such ratings. Most of the others are not far behind. More to the point, most of these countries have scaled back or reformed some elements of their welfare state over the last couple of decades. Suggesting that the sustainability of these as policies is dependent on the public's willingness to pay for them in some respect. Most European states actually have less progressive systems of taxation than the US wherein the middle class actually pays quite a lot. This is tolerated because they receive quite a bit back in the form of services offered or benefits (such as generous paid family leave policies). It's possible that is a bargain Americans are willing to make, but it is not clear that anyone offers it. Few people mention that Medicare currently pays out about 3 dollars to every one it takes in so the public believes it is getting what it paid for rather than getting what someone else has paid for. In Europe, the model is probably closer to cost-benefit where many people are getting what they themselves have paid for.

There are also demographic reasons why such states have supported these policies. Other than Germany they're all pretty small. In most cases they have fewer people living there than live in the Chicago metropolitan area. Netherlands is the only country that might fall out of this category. Iceland has fewer people than the area I live in. This means that normative behavior is generally easier to enforce and scale into policy than it can be for a country of 300 million (plus). Most of the European countries have a fairly homogeneous population ethnically as well. It does not seem to be a big deal for people to give assistance and aid to other people who they assume are very much like them for physical and cultural reasons. When it comes to giving aid and assistance to other people who are, in appearance or customs, not like them, most people say "not so much", even these supposedly enlightened Europeans. This is a difficult impediment for getting Americans to go along with a more robust welfare state. Indeed, I'm fairly sure it's a basis point for the ill-fated "drug test people on welfare" idea I discussed the other day. Americans would rather make welfare harder to access based on this logic rather than increase its stability or simplify the processes of providing assistance to the poor because it is perceived, by a substantial majority of people, as giving money to undeserving "others". This is not a casual problem that can be dismissed and the policies implemented anyway over these objections. The racism implied in it is quite real.

European democratic socialists also often possess different political systems (again, Germany might be an exception), where the central governments are often not as limited by jurisprudence and Constitutional law. So ultimately what this doesn't tell me is pretty vast. It doesn't tell me how such policies would be implemented here, rather than how they are used over there, who would carry them out (at what level of governance), and which ideas are or are not good from markets. His response to this question "What is the underlying principle there? What are the situations where you look at a given area of the economy and say, "That's something we should turn over to the market," or, 'That's something we should possibly federalize'?" wasn't helpful as he didn't offer some softball things that could be turned over to markets (because the model countries he likes did so). All he did was point to things on the other end of the lever which I'm not all that fond of. This doesn't offer a model for what he thinks markets are good for, just what he thinks they are ill-disposed for. I'm not necessarily opposed to these ideas, for example I think a universal health care system would have been better than what we have or what the ACA provided. I'm not just not sure I follow why these are big deals or why they would have to be implemented in the way he seems to be describing and how they would help us fight inequality as a social ill. Health care alone as a universal system has a number of options ranging from the UK to Switzerland to Singapore. It doesn't have to be just the one way he seems to prefer.

I'm really not clear on how or why "free college" is a good and necessary reform. College educations still generally pay for themselves, and are generally pursued by people who are coming from relatively well-off socioeconomic status already. While the cost and debt load has risen (the cost in particular), the benefit in post-graduated income and access to the job market readily pays it off such that it's basically like having a really expensive car loan that you can pay off in the time it takes to pay off a house, with income that generally does so. The skill sets are pretty specific and specialised in most cases, which feeds further into a career path that benefits the person paying for it. This means that most of the benefit accrues privately, whereas a K-12 education is intended to provide both a basis for people to jump off to go to college and a set of basic skill sets that everyone benefits from by having a moderately educated population (or workforce). The debt involved is more like individual capital investment (that usually pays off). There are ways we could alleviate this debt load or provide alternative methods of paying it off well before "everyone can go for free" that would resolve this as an economic problem and free up college educated persons to make alternative career decisions to improve economic mobility further. In any case making it "free" doesn't do anything about the basic reasons American colleges have risen in the tuition costs on its own, just as Medicare did not do much about the cost of health care, meaning it potentially adds a substantial cost to the taxpayer without a clear social benefit that accrues to the taxpayers. It looks more like rent seeking behavior to pander to the recent college graduate class (younger and mostly white voters) than a sensible economic proposal as a result. I'm not seeing this as a major social reform that is needed.

Despite college being "free", Germans still graduate fewer people from college than the US does. Suggesting they're doing something else instead to provide for the economic welfare of people than sending more people to college, as "free college" should have to imply to be a good policy (otherwise it is just a handout to relatively well off and well educated people). What seems a better question of higher priority is why our K-12 education doesn't pay for itself anymore as that's where the college pay gap has emerged. "College" pay hasn't risen so much as graduating high school has collapsed as being economically viable on its own. Or perhaps look at what the Germans do that provides for people who don't get into college (eg, better use of apprenticeships, fewer occupational license laws, somewhat more unionization, etc). Another better question might be what we could do to raise the college graduation rates, or look at why or how students wash out, or what we could do to provide for people who must work while attending school to help pay for it with more generous loans or other social welfare changes that have less to do with college, or do things like expand access to accredited online resources or local community colleges that offer (only) basic courses such that students moving on to a four year program or degree can take these basic courses cheaply and then proceed on to these more rigorous demands that only a more specialized program supposedly could offer.

One of the basic questions of economics to me is "why are there people who are prosperous" as the natural state of human beings is scarcity and poverty. Sanders seems to have implicitly answered this question in a way that doesn't interest me very much. To me the answer to that question is not something like a zero sum game where the rich are taking something from everyone else. The model Sanders proposes is the system of economics for capitalist or market society, and which I admit does exist on some level in the US in the form of crony capitalism or rent seeking behavior, is not a model for sustained prosperity (the revolutions in Egypt and Tunisia and the ongoing struggles in Russia or Greece should demonstrate a reason why, and if you think the revolutions in Egypt and Tunisia were about something other than poverty and economic structures of cronyism enriching the few, I'm here to tell you are completely wrong). I think it is possible there are kernels of what Sanders says on these questions that move toward an idea that is not zero sum and is a way that the perceived imbalances of worker and corporation can be redressed in the political sphere if not the economic one, but most of the policies he seems to prefer are either not likely to be enacted or not likely to do much about it (indeed, I see the "free college" idea as suggestive of something moving away from this ideal he envisions rather than toward it). The basic problem of the "use government to solve the problem of markets behaving badly" is that it requires governments behave correctly too, and that it may be easy for governments to become co-opted by these nefarious forces they are intended to be policing. That doesn't mean it cannot be done, but it does suggest there is a rather substantial obstacle to dismantling and reforming the structures of power that Sanders believes are impediments to growth and prosperity, much less in the directions he proposes doing so. If something as a agenda is impractical and doesn't seem to be addressing the problems, I'm likely to be not interested and dismiss it as populist nonsense. As I generally have done with Sanders.

3) He barely touches on race or racism as a problem. Klein sort of asks about it, but mostly softballs it. This has been a major problem with his campaign is that the types of policies he talks the most about, for the most part, do not generally help poor minorities in the same way they might help lower middle class or working class whites. The needs of minorities in policy terms are more concrete and immediate, such as better relations with police, or because of this commonly poor relationship, access to job markets that are either which can more easily ignore (often unjust) criminal records. For instance occupational licensing often prevents people from obtaining a license and starting a business or just getting a job. This intersects poorly with the forms of unionization that Sanders tends to want to promote as it is often police unions and police union reps standing up loudly to thwart reforms in the criminal justice system or opposing and reversing penalties for bad apple cops who have done egregious things to people in the communities they work in (it is also often the largely white governing bodies of cities that oppose criminal justice reforms, but not every city or jurisdiction is controlled by majority white governments, and there are emerging trends for reform supported on certain issues regardless, like mandatory minimums or winding down portions of the drug war). Or it is unions that have helped enacted occupational licensing laws in the first place, to obstruct competition or to collude with businesses that provide themselves (but not others) employment. The idea that unions are inherently good market actors that do not rent seek at the expense of the public or even that they are good social actors is not a necessary truth and includes a rather ugly racial history that I suspect some minority voters are not all that happy about still. His positions on immigration and trade likewise have struck too often at poor people in Malaysia or Mexico in a way that is not likely to appeal to minorities either, even if his intention was to complain about rich business owners supposedly exploiting cheap labor.

I suspect he has downplayed this as a problem too much because it interferes with the economic populism message he wants to run with instead. It would have been interesting if Klein had pointed at this harder to see how he would have responded.

12 August 2014

Unicorns

But they may not immediately see why "the State" that they can imagine is a unicorn. So, to help them, I propose what I (immodestly) call "the Munger test."  


  1. Go ahead, make your argument for what you want the State to do, and what you want the State to be in charge of.
  2. Then, go back and look at your statement. Everywhere you said "the State" delete that phrase and replace it with "politicians I actually know, running in electoral systems with voters and interest groups that actually exist."
  3. If you still believe your statement, then we have something to talk about.
This leads to loads of fun, believe me. When someone says, "The State should be in charge of hundreds of thousands of heavily armed troops, with the authority to use that coercive power," ask them to take out the unicorn ("The State") and replace it with George W. Bush. How do you like it now?
If someone says, "The State should be able to choose subsidies and taxes to change the incentives people face in deciding what energy sources to use," ask them to remove "The State" and replace it with "senators from states that rely on coal, oil, or corn ethanol for income." Still sound like a good idea?
How about, "The State should make rules for regulating sales of high performance electric cars." Now, the switch: "Representatives from Michigan and other states that produce parts for internal combustion engines should be in charge of regulating Tesla Motors." 
While I agree with these insights, and try to apply them fairly rigorously to things protected Constitutionally (such as free speech or freedom of conscience exercises), I think the explicit value of public choice theory is to be skeptical of the efforts of the state or those proclaiming the need for a state to intervene. And not to immediately and reflexively eliminate it. While that elimination may be desirable in its own ends, for a variety of public choice and private goods problems that are better left to markets to resolve (most forms of occupational licensure for example), I'm not convinced that this is an argument that libertarians should be advancing as the main goal when arguing with people who believe in unicorns. 
Here's a simpler argument to evaluate: 
1) Establish publicly what it is you hope to accomplish using state action. What is the actual problem we are hoping will be resolved or reduced. Presuming this is not Constitutionally restricted ("I want to shut up people with whom I disapprove or disagree!", "I want to require people to worship in the same way as I do"), we can proceed further. 
2) Describe why this cannot be resolved without the intervention of the state (why do we need a law for this instead of leaving people to their own devices?, or otherwise expressed as "is this actually a/the problem?") And also by what mechanism the state will do so. If it is unlikely the state will adopt the general outlines of the mechanics you desire, are you aware why this is so? 
3) Construct a mechanism that allows for the results to be evaluated, showing that it reduces problem X (or at least that problem X is being reduced). If people are unwilling to do this when they are discussing policy, they are not actually interested in doing #1 and we should require additional information as to their intentions (eg, this is where the "corn ethanol" subsidies come in, or the "WMDs" in Iraq.) Note: it is very difficult to separate state actions from those of the public or market responses in many cases. In some cases it is obvious what has done the lion share of work, in others the state's actions spawn public or market responses of their own that are "unintended" consequences. Nevertheless, we should want some method of evaluating simply whether the intentions of the policy are matching up with the effect, or whether the intentions have other goals in mind that are undeclared. 
A large portion of public policies proposed, enacted, or supported after the fact (by conservatives or liberals) fail on this sort of cost-benefit analysis to show they are achieving some putative goal. Drug use is pretty consistent. Abortions have been declining as a procedure for well over a decade despite being legal (suggesting bans have little effect), and declining more in states and legal regimes that are less restrictive on sex education and especially birth control than in states that are imposing onerous and wasteful regulatory burdens on the procedure (waiting periods, parental consent laws, ultrasounds, etc). Various gun control regulations constantly proposed have little or nothing to do with the underlying violence in our country and its cities and towns. Militarized police forces and deployment of equipment have little to do with the level of violence and its accompanying risk to police or the public safety within a given community. "Stop and frisk" searches don't find many guns. And so on. 
I noticed a lot of these philosophical problems during the lead up to the PPACA being enacted. We were told the problem was lots of uninsured people lacking access to quality health care. I am dubious this was the actual problem, for many reasons on its own merits; lots of uninsured people were transitory, many were "young invincibles" with limited need for health insurance, etc. But primarily I think it was a symptom rather than a causal agent. I saw two bigger problems at work; employers providing health care insurance instead of wages or other benefits (vacation time or family leave for instance), leading to the lack of an effective individual market for insurance, and rising health care costs owing to third party payment structures and an accompanying lack of transparent pricing. We sort of dealt with the latter problem and the rise of health care costs has started to slow over the last few years. It is unclear if this was achieved by legislation however and not simply a decline in incomes leading to substitution effects (for example, people self-medicating with alcohol or drugs, that prescription drug crisis didn't come out of nowhere) or people not consuming health care because of diminishing purchasing power from income stagnation or diminished savings, and so on. 
The former problem meanwhile reared its ugly head again in the form of contesting birth control mandates already. And more pressing, continues to be a problem for people in between jobs, or who have lower quality insurance provided and cannot get or afford better insurance they may desire, or who have insurance that is well above their demands or needs provided (which in turn leads to overconsumption of health care since those lost wages can only be consumed by taking health care as payment). 
I also encounter this frequently in calls for foreign interventions. I'm not sure what precise mechanics sending bombs and rockets and troops abroad establishes the goals that people proclaim (spread of democracy!, end to internecine conflicts caused by years of enmity and strife!). I'm skeptical that sanctions usually achieve much (see: embargo, Cuba). And so on down the line. What I am not saying is that we should do nothing, or that any and all diplomatic or military efforts will be fruitless and counterproductive, but I don't automatically agree we can do something about every problem on the globe and I do not automatically agree that since we "should do something", whatever someone proposes as a bold plan of action is that something. I'd like to know if it has some chance of success, or if it has a history of working, and so on. I apply that same skepticism to the public machinations of the state at home. Maybe the state can do something, if imagined "perfectly". If we have to imagine a perfect state to do it, it probably isn't going to get done though. What we need is things that can be imagined as "good enough", and if those are effective enough, easy to implement, transparent to evaluate, and do not cost exorbitant sums in taxation and relative individual autonomy, then they're probably fine. Markets at some level require and imply the existence of a state (who else may grant and enforce property rights and general laws in a less arbitrary way if not a third party?). Perhaps a much smaller one than the one we have, but a basic state is in there somewhere to grease the wheels of trust and transaction costs. What that does not imply is that anything and everything the state does is automatically legitimate and good. 

02 November 2013

How a libertarian is not in the Tea Party, and probably doesn't want to be included in the first place

I've long maintained that the Tea Party is essentially a movement of social conservatives/strong conservative Republicans who reacted rather late to the anti-Bush portions of the initial wave of Paul-ite types opposing the expansive state and executive powers and woke up to these issues upon the ascension of an opposing political figure (Obama) rather than out of some principled conscience. It has always reminded me of a costumed Halloween-Constitution Day theme that has gone on way too long rather than some vibrant anti-statist community that re-assures me I have fellow travelers wishing for a smaller or less invasive state as a broad goal.

Evidence to this effect has been presented in polls for a long time, that the core of the movement holds very strong socially conservative views, and that it is, for the most part, rather anti-libertarian, even sometimes on economic issues for which it is painted as stridently so.

This kind of poll is devastating to that effect. 

I will raise a number of points here (and then raise a few derivations on atheism too, since that concerns me as well).

1) Libertarians have very opposed views on social issues from the Tea Party or Republican party in general. They're virtually the opposite on legalising marijuana (71% for, compared to ~60% opposed), a higher rate than even Democrats and many liberals. They're about as pro-choice as everyone else rather than restrictive on abortion access and rights, and they're much more supportive of physician assisted suicide even than most people, much less conservatives. And finally they're opposed to restrictions on pornography (on the internet in particular). This suggests that candidates who have highlighted such conservative attitudes will not garner much libertarian support or enthusiasm, if not gain outright opposition. This is true regardless of whether the candidate has a D or an R next to them as many Democrats are pro-drug war or will support various restrictions on abortion, for example.

2) Gay marriage remained an outlier to this (roughly 60% opposed, less than Republicans/Tea Party types but much less support than other issues).

I have less of a philosophical appreciation for why this might be, since I am broadly supportive of gay marriage personally. Naturally I am bothered by this polling result and how it reflects upon "my" politics.

I have encountered fairly libertarian-leaning people who have implied that the state shouldn't be involved in marriage in the first place, as yet one more intervention they think is unnecessary. Philosophically there's a great deal of merit to that claim to avoid the state's interventions where ever possible, but practically and legally, it is absurd. Marriage is already defined by the state in too many ways through common law and legal codes to eliminate it in a broad stroke, and is so defined in ways that differ widely from "traditional" notions already (such as the easier availability of divorce) that concerns over protecting "traditional" marriages make little sense to me.

By contrast, similar private contracts made by homosexual couples (such as wills or custody assignments) are often violated or voided by states rather than upheld as the wishes and private arrangements of their citizens. This is a great injustice committed by the state, arguably greater than the injustice of having the state involved in marriage laws in the first place since all that does is standardize contracts which can still be easily amended for particular demands (but not all, since taxation and legal residency status aren't property rights individuals confer by right upon each other as individuals in contract). It might be better if we were to start from scratch avoiding the state interventions in a new system, that argument can be made. That's not the world we live in, where most of those interventions are broadly popular and will not be practically simple to divorce from the powers of the state. It does not impress me as a reason to oppose extending these same legal rights to homosexuals. I would be much more impressed by this argument if a) people making it were to describe specific or particular types of powers in marriage laws that they would prefer to see abolished, including some of those that benefit themselves, b) they would accede to a method of enforcement of these contracts that was less arbitrary in the first place as a means of acknowledging that their own arrangements would likely be respected and favorably treated while other people's might not be so honored, and c) how this method would differ from having the state enforce marriage contracts as it does already. And along with any of that, some evidence that the general public could be persuaded to support such amendments to the structure of marriage contracts or enforcements or already supports such changes. Mostly I just see this expressed as a platitude that the state shouldn't be doing it rather than as a course of action on how it would cease. Which is perhaps philosophically and rhetorically appealing but isn't an objection to amending the status quo arrangement in some modest way.

3) Libertarians seem to identify at least marginally with the Republican party anyway. I suspect this is from some affinity to economic rhetoric which is less hostile to markets and more hostile to regulation and taxes.

I'm not sure it has borne out much fruits however as Republicans have repeatedly and whole-heartedly embraced some foolishly anti-market or anti-economically sensible business-corporate handouts while in office, and have persisted in these habits (see the agriculture bill or transportation votes earlier this year) even as these supposedly anarchistic Tea Party representatives have taken offices. Some have more principled positions (Mike Lee's proposal on transportation and gasoline taxes is not terrible for example) but these are still the minority amongst both Tea Party types and Republicans in general. Other than keeping taxes relatively low but mostly incoherent, I'm not sure what policy victories Republicans can claim here. Opposition to the ACA/ObamaCare is related to this however and may be considered as a major issue of shared concern (given the overwhelming percentage of libertarians who supported a notion that much more health care should be devolved to the individual's economic concern and planning rather than existing as a basic right as liberals or communitarians might claim).

The main questions this raises for me are as follows:
a) Why do libertarians perceive Democrats as poorly as they do. Is this from the hostility of liberal commenters and editorials to libertarian politics and objections as a tribal affiliation (something which many conservatives, particularly social conservatives, often adopt as well)? Or is this from hostility to Democratic policy choices and preferences? Or from ignorance of the similarities of the two parties and their supporters on many issues?
b) It appears libertarians and Tea Party types generally see both Republicans and Democrats as being far more liberal than they actually are. I see both as much less liberal than they are believed to be by others of less libertarian persuasion, curiously. I'm left wondering why there isn't very much of a left-libertarian lean available in expression.
c) Why do libertarians not bow out entirely from Republican politics or, perhaps alternatively, take alliances of convenience with the "most" libertarian candidate running, regardless of whether this is a D or R candidacy, whoever promotes particularly liberty-based preferences in the most categories of importance to the individual voter and can thereby be worked with to advance those into policy changes or the abolition of existing policy. The assumption of both parties seems to be that people voting for libertarians are doing so out of a disaffection with Republicans or conservatives rather than to express a particular strain of policy desires. While that might be accurate for now, as Republicans are increasingly seen as old-white guys, and libertarians are mostly drawing from younger white guys, that may come to a change in the party's stance on some key issues or may come to an abandonment of the party in favor of Democrats who are more flexible on economic concerns or third party candidates who are often more inflexible but much closer to ideological policy preferences.

4) Libertarians had a very unfavorable view overall of immigration and immigrants. Since most of the libertarian leaning scholarship I encounter personally and libertarian leaning commentary on the subject of immigration I consume has a very, very positive view of immigration, both economically and personally/culturally/historically. Perhaps since I came up in a rather diverse group of friends and classmates, descended from recent immigrants in many cases my own views are less suspicious of "others". I suspect this overall trend has to do with the near-universal whiteness of libertarians and some sort of racial hostility to Latinos or Africans, and to a lesser extent various Asian migrants. What confuses is me though is that it is a much stronger hostility than is expressed by even Tea Party constituencies. I do not communicate much with the Ron Paul/Lew Rockwell types but they seem much stronger than I had thought amongst libertarian perspectives. This was disconcerting as it was one of the few negatives that was stronger among libertarians than conservatives.

5) Religion plays a big part in why Tea Party types and Republicans in general differ from libertarians. There's a huge percentage of both evangelicals AND unaffiliated "nones" involved versus the more communitarian Catholic population, but there are still fewer evangelicals than are affiliated with Republicans or the Tea Party. These means that while there are still plenty of "religious right" affiliated types within a given libertarian population, it's very different from the Tea Party or social conservative constituencies that make up larger portions of Republican voter blocs where most such persons see themselves as far right religious voters. This may also reflect the distinctions on social issues being a hands-off from government approach rather than a strict legal regime, a greater tolerance for "good-without-god" morality (than even the general population provides), and a generally less religious outlook governing their politics or perhaps even individual lives.

6) In a less related point, but one which I've raised before here. The population of Americans who express belief in a "personal god" in this poll is over 60%. While this percentage is perhaps lowered to a more tolerable level by excluding evangelical Protestants, it is still much higher than many European secular Democracies or the views of many theological scholars for that matter. Atheists are often told that this belief is limited to the outlandish worldview of the religious right, but this ignores that:
a) the religious right is a very large and substantial portion of the American population, and exerts considerable control over the politics and the subsequent laws and regulations of many states, or within states to the city/town/county level, and up to federal representatives via its ability to mobilize over activism on particular causes and issues and to attempt to hold elected officials to particular mandates over these causes and concerns. It is not an insubstantial percentage of people who really don't matter who are being argued with by atheists on the application of these beliefs to political policies, much less the application of scientific reasoning or empirical deductions about the problems that are faced by individuals and the institutions and social groups they construct (like nation-states). They are quite real and they are quite numerous and they are quite busy.
b) It is not so limited to only crazy-right-wingers as indeed many people guided by communitarian left-wing politics express similar attitudes. That population is probably still significantly larger than the population of libertarians or atheists taken as a whole and still expresses sentiments or broad philosophical agreement with many state interventions based upon religious beliefs. Even if they might oppose some of the more strident objects taken up by the religious right (like legal opposition to gay marriage or abortion say) they may take up often paternalistic sentiments about health or provisions to the poor in kind rather as a raw cash transfer on the basis that some god-figure wants them to set up the state thus instead of out of some empirical assessment that this or that approach could best help the poor or the sick.

I think much of this is that most religious people who hold a more modest or vague view when pressed either lie about holding this view but are far more comfortable with the notion of a personal entity as a deity in their daily lives or just don't hang out that often among more literal Biblical types who take this personal entity far more seriously and assume that they are a rarer commodity in the general public. This second explanation is fairly likely as many people are uncomfortable holding religious conversations anyway and are not extensively skilled in debating theological points or consistently applying them as a practice of their faith.

01 October 2013

Shutdown city USA

I have many thoughts on this.

There are actual people, many thousands of them, who are presently out of work because of this. I share a general distaste for the government employing millions of people in the first place, but there are far better ways to trim the rolls and most of the people out of work are not the sort that are doing things I would more strongly disapprove of having in the first place (such as DEA agents, the TSA, the various NSA personnel doing dragnet surveillance on Americans, and most foreign deployed Army forces). It's mostly civilian contractors for defence programmes and some agencies that do "less essential" things, only some of which would fall into those categories of unsavory occupations. Some of these are people who could be in some agency that could be partially or fully privatized and their jobs less subject to partisan budget haggles (some national parks or most of NASA's operations for instance), but that isn't' the state of affairs as yet. And isn't a likely consequence of this whole kerfuffle either. While I think there's some disdain for civilian workers, these are people who were hired under contract to do a job and are largely being dismissed in a haphazard and foolish way, even if only temporarily. This is a form of pain and suffering inflicted on people, and imposes costs for starting and stopping various operations unexpectedly, hiring and training potential replacements if it lasts any appreciable duration, creates unemployment concerns, and so on. The sequester had some similar pain and suffering inflicted but was largely overlooked as this was mostly (but not entirely) impacting poor people. These are mostly middle class professionals now getting hammered. That changes the political impact.

That said, the political impact is that people will hate Congress. But they already hate Congress. A lot. And they had an opportunity to do something about this not long ago, and for the most part, did not. People hate Congress, but mostly think their man in Washington (and it's usually a man) is doing fine. The chances of this are slim in reality, but occur mostly because people have been segregated by years of movement, personal affiliation, and gerrymandering into strong partisan camps for Congressional races. They don't see the problem with their guy because he mostly says things they want to hear, and that's easier to do because they want to hear fewer conflicting things tailored to separate camps (albeit, still plenty of conflicting nonsense is necessary, such as "Medicare shouldn't be cut but deficits are bad"). Republican grassroots backers seem fine with shutting down the government even if the only thing they deign necessary to turn it back on is some concession on ObamaCare. Which isn't a political possibility, and isn't even an effect of shutting down the government.

In general, ObamaCare represents a shift in the economy, but it is not a significant shift in the status quo of health care markets in the US. I don't like all its particulars and would support overturning it, if it were replaced with something more like Wyden-Bennett for instance. But in and of itself, it really isn't that different from what we had before (yet anyway, it could prove more unpredictable, but it's more likely to end up looking like Massachusetts than the UK). So. I'm not really sure why it is the pillar that either party wants to stand and die on. There are more significant deficit busting things the Republicans could have picked in order to be credible on that issue (including, say, the farm subsidies that they voted to increase, but also entitlement reform negotiations or tax reforms, or reductions in defence spending). Portions of the ACA are broadly popular (price transparency, insurance of pre-existing conditions, leaving children on adult insurance longer, etc) and would likely have to be part of any new deal to replace it. So simply getting rid of it will likely turn out less popular than the public imagines for this reason and will not actually be a very effective and popular move for the party that does so. While this idea of tying a delay or a kill it effect to the ACA bill has been floating around a while, the sales job for the general public, rather than the conservative base who already champions the idea, has been very slow in coming around. This makes picking it as a fighting point a very strange move politically. It had zero chance of success, it isn't likely to make the Democrats look like the bad guys to the general public, and so on. There's a possibility of it, simply because this bill isn't that popular either. But the general public wanted a deal, not a shutdown. And that deal wasn't "kill or delay this silly health care law too", it might be some other concession, but something smaller more likely. As a further problem, the bill on the table wasn't even a deal that would solve this problem for a year or two. It was for a few weeks where we would just be back at this same point around Thanksgiving or Christmas. Hurrah for that.

I'm curious what happens now with the default limit in a few weeks. I think most Republican backers (of substantial wealth anyway), are probably okay with a shutdown, if not happy about it. I doubt most of them are okay with a default risk. The business types are in fact, probably pissed about the prospect. I suspect this reflects the division within the Republican party over what to do over the last few months, with party elites trying to push for simple moves to get things over and done with and move on to meaningless symbolic votes against ObamaCare and the like, and the base understanding those symbolic votes won't amount to anything but not understanding that actual votes probably won't either.

In general, I am greatly annoyed that a meaningless potential intrusion into Syria and the government's inability to play together have destroyed the public attention span for the NSA scandals, still ongoing in their revelations. For instance that the NSA decided it may use "enrichment" data without restraint drawn from social media sites, credit cards, insurance records, as part of their investigations and dragnets into American citizens. I don't like having to pay attention to furloughing of civilian workers while the NSA continues unimpeded. It is a distraction from the real business of actual deficit controls and necessary reforms therein, and from the expansion of executive and government power into the lives of ordinary people to have fights over things that do very little of either.

19 August 2012

Random insight of the week

I get the impression that human beings in rich countries spend so much money on health care not because it provides them with health, but because it alleviates their fear of death.

Following this logic, the foremost expenditures in health care are a) mostly preventable diseases that require interventions of surgery or constant life long treatment from pharmaceuticals (diabetes or heart disease, lung cancer, etc), that could be avoided entirely by patients taking some initiative on lifestyle choices with healthier diets and exercise and not smoking or drinking excessively, all of which no doubt their doctors will advise them of repeatedly over a lifetime or b) terminal illnesses or episodes that require extremely expensive interventions to extend life a few extra days or months in most cases.

Most of the latter expense could be removed if people took steps to understand the limits of modern medicine by talking with their doctors ahead of time, assembling a living will, and informing their loved ones (or at least their immediate family) of their wishes or the location of said living will in the event of a tragic illness or accident. The reason we don't do most of that is that people tend to avoid thinking of their mortality, or especially that of their friends and families. We instead expect medical professionals to spare us the pain of death in our lives.

To a certain extent this is an entirely reasonable reaction. Modern science and medicine has come up with vaccinations, antibiotics, and advanced surgical techniques (organ transplants for example), and large medical corporations will market these surgical departments and, especially, pharmaceutical treatments that can alleviate all manner of health concerns. Got high cholesterol, take this pill. And so on. The modern consumer sees that death is no longer a daily concern where it might have been much more present barely a hundred years ago with much higher rates of death during pregnancy or delivery, infant and child mortality, accident rates, and various dread diseases that were far more common. Plague used to be a common occurrence for some cities to have to manage. Now we get common colds that still spread around but, for the most part, epidemics are rare.

I think this suggests that human societies used religion far more extensively to deal with death and fear of such and may explain some of the decline or changes in religious purposes (such as prosperity gospels), but I also think it explains a chunk of the run up in health care expenses across the globe. If fear of death is an immediate and daily concept, religion is a far cheaper and immediate way to service those fears through its promises of immortality or reunification with loved ones, and its use of ritual to balance and order daily lives. If death is a distant, far away concept, then we will look to the things that appear to have caused that change (from the more frequent and thus "natural" state of man) to save us when it does occur.

There are a myriad of other causal explanations for health care expenses (third party payment, first dollar health care coverage, etc), but this one would be fascinating to examine.

17 July 2012

Quiz it

There's a political quiz here: http://www.isidewith.com
Which appears designed to deal with the problems routinely found in an uninformed electorate voting wildly upon issues that they may or may not care much about for candidates that may or may not actually share those views or act to carry them into law.

I went through and took this. For the most part, I find that the questions lack enough sophistication for more nuanced positions, more radical positions, or more... unique positions.  I have some quibbles with the scoring system as well, but not many. They seemed for instance to properly identify Obama as a drug warrior rather than as a drug-reformer or drug-decriminalisation advocate as is sometimes claimed, nor as an anti-war candidate as was commonly believed during the 2008 election (see Afghanistan), and there doesn't appear to be much "socialist!" idiocy. I also quibble with the fact that there isn't much dealing with the Iraq war or the Libya incursion, at least directly, for foreign policy.

Going through, these would be my more specific responses. (And short version, they didn't get into monetary policy enough for me to greatly distinguish Ron Paul from Gary Johnson and that abortion and immigration had to be relied upon. But both of them crushed everyone else. This should not be surprising)

Foreign policy

Should the US intervene in the affairs of other countries? I picked the "only if it serves national security", which to me read as the proximate statement for "realist concerns benefiting a strong or vital national interest only". That does not include "humanitarian" missions employing military force use for the most part and definitely doesn't include regime changing occupation missions.

How should the US deal with Iran? I went with "Maintain diplomacy while discouraging the use of nuclear weapons" My actual position would be something akin to "continue to attempt to slow development if possible or practicable of actual weapons, and use international law/treaty and diplomacy to enforce non-proliferation rather than military force". I'm not sure what "discouraging the use of nuclear weapons" means in practical terms but it could mean providing a nuclear deterrent against their use (M.A.D style?), or it could mean arms reduction treaties to limit the scope and size of any possible nuclear wars along with disarmament or IAEA/NPT compliance for other countries. Given that there's a lot of preposterous fear mongering relating to Iran's technical capacities for missile launches and conventional payloads (both of which might at best represent threats to Israeli security, for which they are amply supplied to defend or counter by themselves, and neither of which represents any severe danger to American security), I'm guessing that only our experiences in Iraq and Afghanistan have prevented outright warfare by diminishing the public appetite for additional conflict.   

Should the US maintain a presence at the UN? "Yes". Generally speaking diplomacy is cheap, even if it doesn't always provide gains to us, and as a "great power", we have veto powers to prevent things that we perceive as against our interests from happening through diplomatic means (much as China and Russia do). As a realist, while I recognize the international community won't always function according to legal dictums, it serves our interests to a) appear to go through the motions such that when rare actual forceful actions are necessary, as they might appear to be motivated by more noble concerns and thus shared in by others (obviously this has not been the case in our choice of recent actions), b) to use the existing structure to preserve or achieve power by avoiding tedious and expensive wastes of conflict for our blood and treasure by securing interests in other ways, and c) to provide diplomatic channels to secure and demonstrate alliances of convenience to hegemonic power or to cushion the decrease in relative power to a multi-polar world.

Should the US end the war in Afghanistan? "Yes". I also went with a stronger constraint on the War Powers Act, such that wars should be declared more affirmatively by Congress and only carried out by the CINC powers of the Presidency. Drone warfare should be included in this, even if it has more vague powers of declaration associated with it. The idea that "military leaders" should be allowed to determine whether any political or national interests are served by continuing a conflict is totally ludicrous to me. They can tell us whether those missions of vital interest could be carried out, what resources are required, and engage in military discipline and strategic planning with some latitude, but deciding whether or not to stay in a country for us? Stupid.

Should the US continue to support Israel? "No". In so far as we should provide aid if they were attacked and invaded (foolishly) by a rival country, fine. I can see that argument, much as we might if Western Europe or Australia were attacked by some (largely fictional) enemy. Those scenarios are extremely unlikely given the relative power of any allied military to their enemies for possible invasion (even South Korea could win against North Korea rather handily, just the terribly high cost of civilian infrastructure and population in the South prevents such a conflict). I can see arguments for sharing intelligence on terrorist networks for global purposes also. In so far as we should unilaterally or even tacitly support whatever Israeli policies are internally, or projected into Palestinian occupied territories, no.

How should the US handle the genocide in Sudan? "Don't get involved". I'm not sure how our involvement would or could resolve the situation. See Kosovo or Somalia for how interventions don't work out. Or Libya for a more recent example. Sudan also sounds like less of a regime matter and more a local tribal conflict that the regime has exploited and expanded, and which would require a very considerable investment on our part to dial down successfully (essentially a large occupation/peacekeeping force positioned for an indefinite period and effectively supporting one or more of the rival factions). To boot, the US does not have substantial diplomatic ties with the current Sudanese government on which to carry any influential weight as it is in the Chinese or Russian sphere of influence. Official US policy should be non-intervention. Private citizens may lobby the Chinese if they want as was done with a modest success in the South Sudan situation.

Should the United States end its trade embargo and travel ban on Cuba? Generally I am opposed to embargoes on any country. The type of country which a trade ban or boycott or other restriction is likely to have useful effect is likely to be the sort of country we are unlikely to use such things against (that is: a country with a democratically accountable government and a large developed economy). There are types of embargoes that may more penalise the intended targets (such as by trying to track and freeze the assets of corrupt regime leaders when moved to foreign and aligned countries, which limits opportunities for investment and growth of those private assets), but wide scale embargoes accomplish little but to impoverish, even starve or otherwise endanger, the general public of a rival country at the expense of providing a cheap propaganda point on which a dictatorial leader may rally support against our initiatives. For no probable gain on our behalf. Eg, they are counter-productive. It is sensible that US interests may be served by limiting military technology or friendly espionage with rival countries, but this is not what the trade and travel bans intend. Trade and travel restrictions should really only be used during a time of active war and conflict.

Immigration

Should children of illegal immigrants be granted citizenship? I went with "yes if they were born here." In general I see citizenship as distinct from open borders policies for residency or trade and labour. People should want to definitively associate themselves as "Americans" to participate fully and for civic purposes in our society as citizens. But in so far as it would then be necessary to make distinctions from current American citizens being born here instead of just getting citizenship, I don't see any reason to make such a distinction to shut off immigrants receiving citizenship at birth in the same way that other residents do.


Should illegal immigrants be given access to paid health care? "Yes". Medical ethics demands this to some extent. I am not convinced that this is a substantial driver of costs (The "ER use" mythology is very powerful). Essentially I think the same arguments against immigrants being denied care would have to apply to any poor person or anyone who lacked insurance, etc.

Should illegal immigrants working in the US be granted temporary amnesty? Again, yes. I would prefer some combination of the following: auctioning off work visas to businesses rather than requiring businesses to prove need, increased allowances for entrance through this means, and especially a simplified means of accessing citizenship rather than extension hoop jumps we use now. We are generally enriched by immigration for cultural and economic reasons and I don't see a reason to reduce this enrichment by worrying about boot millions of people out of country.

Science

Do you support the Theory of Evolution? I suppose this is a proxy for other social conservative value assessments. (Eg, a way to provide additional emphasis to anti-gay or anti-abortion stances). Otherwise, I'm not sure what filtering value this question serves. Being anti-rational or anti-humanist isn't exactly an unpopular political view in the US, and is actually something that takes the format of being influenced by other political ideological views. Liberals end up being more likely to take views opposing GM foods or vaccinations or nuclear power with more seriousness because they hold anti-corporate views just as social conservatives take creationism and abortion and homosexuality with more seriousness than the science would indicate is deserved because of faith-based views. 

Should the federal government fund stem cell research? If the grant proposals involved in such research are very promising, I suppose a case can be made here. I'm skeptical that this is actually the case for much stem cell research that the government needs to be encouraging it in some special way that the private market doesn't have incentives to do already. The question here also simplifies the disparity between adult stem cells and embryonic stem cells; which is where most social conservatives seem concerned, though for my purposes, it doesn't matter. I'm opposed to subsidizing this sort of thing not on moral grounds but on economic grounds. There are more promising or more directly practical lines of medical and genetic research available to lavish with public monies.

Should the US increase our space exploration efforts and budget? Other than satellite surveillance or communications, or things like GPS, I'm not convinced the US requires a public space programme. If private enterprise wants to do space tourism, exploration, or maintain orbital platforms for their own use, I'm fine with that. I don't think this should be a NASA centric effort and there are other ways to exhort Americans to take up the cause of science and mathematics in ways that they presently do not.


Health Care


Should marijuana be legalised in the US? Yes. With the additional requirements of a) a regulated open market, including possible medical uses for anyone and recreational use for adults and b) the reduction or elimination of criminal penalties for nonviolent offences associated with marijuana (or other narcotic substances).

Do you support the PPACA (Obamacare)? There really wasn't a good response here. My preference is a universal catastrophic coverage system provided by the government in exchange for taxes or mandated medical savings, basic subsidies for people who are poor or lower income or medically disabled, and then open it up from there to anyone who wants first dollar coverage or augmented elements to the private insurance market (which should be cheaper to provide if catastrophic care is augmented with government payments). This idea is some version of Singapore, Wyden-Bennett, and to some extent the Ryan plan. This also feeds into the next question...

Should we expand or dismantle our medicare programme? To which I would reply dismantle. It is an unsustainable economic model in the American polity to ask poorer working young people to pay for the health care of richer retired old people. Asking working people to pay for health care for poor people might be a justifiable system. Asking them to pay for the elderly on the basis of an arbitrary retirement age being reached is stupid. This idea should be phased out, starting with means testing benefits, then a general overhaul of medical insurance structure such that people when they retire ought to have some amount of funding available for their own needs privately held (eg, mandated HSA style accounts). This is but one example of vast transfers of wealth from poor to rich within our system (Home mortgage interest deductions are another), an idea which is both socially unjust and economically unsustainable.

Domestic policies 

Do you support increased gun control? I am opposed on some general liberties and Constitutional rights, and am agnostic about the efficacy of gun control setups that have been used. Some were genuinely bad and counterproductive, others seem to have at least "noble" goals and had minimal harm on the public they were enforced against (assault weapon bans for instance or constraints on ex-felons or mentally ill). I am however not all that fond of a social mindset that sees guns in the home and on one's person as essential. I just don't see that there are many sensible legal ways to restrict this attitude. Other than to make it less feel less essential (eg, make people aware that crime is rare, for instance, for most of us). So "no".

Do you support the Patriot Act? There are probably some provisions in there that were or are still of actual utility (some position of unified intelligence and intelligence sharing between various bureaus for example, if they were ever to use such a system might be beneficial. They do not appear to have done so very efficiently). But most of it read like a laundry list of law enforcement wants that exceeded Constitutional mandates, and offered little actual anti-terrorism effects. The general effect of security theater policies, especially in the formation of the Homeland Security cabinet position and the arbitrary methods of the TSA, does little to inspire confidence that other government provisions were of any necessity either. So "no".

Should the government regulate the internet to deter online piracy? Generally no. I am opposed to stronger intellectual property rights defenses, and support weakening of public domain laws and patent trolling powers. I do think that piracy of movies and music, along with video games, is a legitimate concern for those industries, but it does not appear to cause sufficient harm to their abilities to make creative works, distribute them, and to profit by them. Indeed, piracy itself seems heavily related to either a) distorted price controlled markets or b) items of considerable popularity. That is: something being pirated a lot ought to tell us that something is really, really popular already and is probably already making a lot of money. It would better if people weren't pirating it.. but the music industry finally seems to have twigged to resolving a partial solution by using digital distribution methods like itunes, and movies or TV shows will eventually concede to things like Netflix streaming or ala carte cable subscriptions as a method of generating revenues for consumption of their works. These methods do not eliminate piracy, but seem to alleviate it by offering ways to buy into the market and participate as a consumer without the old methods of having to consume entire albums, or to purchase on reserve copies of DVD/Blue-Rays for movies and shows that we may enjoy but probably don't want to own.

Are you in favor of decriminalising all drugs? Yes. As with marijuana, the problem is generally medical, not legal. It should be treated as such rather than as locking up addicts and providers with no other basis. I am skeptical that mere possession ought to be a basis for sending people off to drug treatment centres either (seems like a wasteful lack of filtering), but this is quite a bit better than locking such people up in prisons and jails and implementing invasive and aggressive police tactics to deal with non-violent criminals. If drug dealers are killing each other or their violence and aggression challenges a neighbourhood for other reasons, we should naturally be concerned. But just selling and possessing and using things ought not to automatically concern us.

Should we limit federal funds to public schools that do not meet performance standards? If we had some means of school choice, I should think this would be handled by parents and markets without need for federal decisions for implementing standards based testing that is probably counterproductive to providing a broad based general k-12 education and lacks effective enforcement methods at this time. I see several problems with this: one the current methods are ineffective, two, it's difficult to present what federal standards ought to be, or a basis for why they should override local or state standards, and three, who monitors these standards and how is a punitive method by reducing funds to a trapped school district a means of effectively improving the quality of education available to students and parents in that neighbourhood or city?

Do you support affirmative action programmes? "No, but we should offer social programmes to address poverty regardless of race or ethnicity". I see this as far more useful than automatic assistance to ethnic minorities. Given that there are disproportionately poor minorities, poverty based assistance would still provide substantial racial disparity in public benefits, without assisting people who have limited need of our public aid. The "sin of slavery" is an important historical reference point, but it should be possible to redress it by alleviating poverty and opportunity inequalities in occupation and education for all people.

Environmental issues


Is Global warming a threat to the environment? Yes. But I'm not sure what government plans would do much to help with it. The US already is among the largest reducers of CO2 reduction in the developed world for example by way of reducing CO2 intensity in our economy. Without much in the way of direct intervention and in spite of still substantial government largess for fossil fuel production (coal and oil) and use (highway subsidies rather than congestion pricing). There are existing government policies that should be abolished that may be exacerbating the problem as a result rather than a pressing need for additional government policy. A carbon tax or congestion pricing or gasoline tax would be probably sufficient if more action is necessary after those actions are taken (in exchange for reductions in other taxes at the federal or local level). A greater emphasis on densification rather than current policy favoring suburban settlement would also help (ideally we would do little to encourage either. Better schools and lawns provide incentives to live in the burbs, while access to culture, "public" transit, and other creative class benefits should provide incentives to live in cities).

Should we expand our offshore drilling? Generally speaking we should stop promoting it with additional support in the form of subsidies but other than basic regulation of environmental damage, I'm not sure we should be preventing it either. Without government support, it's possible these would still be economically useful to energy companies, but I'm not concerned if that were to be the case or not. The government should neither support nor oppose much offshore drilling.

Economic issues


Should the government raise the federal minimum wage? No, the federal government should abolish federal min wage standards altogether. These have the effect of depressing low skilled employment. Competition among such jobs would ensure that wages would not be "too low". What would be of greater importance is a general welfare reform that takes on the format of a universal basic income or negative income tax, such that people would receive transfer payments in cash rather than most in-kind forms of assistance for housing, food, and to some extent health care, etc. This would remove some of the inefficiencies in the design of these programmes such that they would not "phase out" when people cross income thresholds and allow people to earn additional income without fear of losing essential public benefits. 

Should Congress raise the debt ceiling? Yes. My preference is for Congress to reign in spending of all kinds and conduct an extensive tax reform. Since it won't do those things, I would prefer we not default on debts. Any ideas that we can cut spending without touching defence, and entitlements are absurd as is most "balanced budget amendment" talk. This is pandering rather than solutions. That money is already effectively spent and accounts for the overwhelming percentage of our expenses.

Should the US have bailed out the major banks during the financial crisis of 2008? Not as such. What should have been done was a NGDP target, or at least an inflation target that the Fed actually tried to hit, combined with a negative interest rate on reserves. This might have meant that some big banks would fail, or be broken up, but it would have discouraged hording of money by large institutions of all kinds (regular corporations for instance) at a time when the economy required liquidity and a higher velocity of money. Simply giving money to businesses that made very poor decisions does acknowledge some amount of government complicity in those decisions (eg, that they were encouraged to make them), but it doesn't do much to resolve the underlying problem that they were in fact poorly run institutions that made stupid decisions.

Do you agree with President Obama's 2009 stimulus plan? They probably should have provided more specifics here, but in general the answer was no. Things like unemployment compensation to some reasonable extent are uncontroversial in my view. And the sort of ad hoc manner that states would balance budgets by slashing payrolls in police or teaching would not be carried out in the most effective manner (by firing and retiring ineffective or abusive members of those institutions for example; partly because the methods of dismissing public employees are already fraught with legal complexity). But infrastructure spending is by now fraught with all manner of complicating and competing regulation fights that make it inefficient stimulus and to boot wasn't in most cases all that well designed to get projects of necessity off the ground. An ideal infrastructure stimulus programme involving infrastructure could have been to improve and maintain the already existing infrastructure rather than to supply incentives to produce more.  Of an often dubious utility. This would have had the advantages of more immediately providing work to people in a heavily displaced economic sector and providing some benefits in a more functional road network, efficient electrical grid, or updated water or sewer lines, some of which date to the 19th century, and so on without the need for boondoggle projects in high speed rail or subsidized clean energy.

Should the federal government subsidize farmers?
Nope. Next question.

Should we keep or dismantle our Social Security programme? I think this can function as a mandatory retirement savings system if reformed. It is less economically insane than medicare for example that old people should draw an income in their retirement than that we should then also provide medical care for all such people. I am however very skeptical that it should be monopolized and run by the government to the exclusion of other options (in the same way that I do not think a monopoly on schools is satisfying to the public externality of providing a quality education). Some variety of asset distribution or private control would be preferred here. Arguments like "look what happened to the stock market" do not concern me much here. In general that bashed the public's retirement assets because people who are retired shouldn't have very much money left in stock anyway and the problem was financial illiteracy and complexity of financial instruments. That is a separate if related issue but one which isn't as easily resolved as the relative freedom to do with money as we see fit money which is designated to be our own at a later date. Note: that could include investment in public bonds or allowing the government to manage the money in exchange for a possibly lower return on investment.

Do you believe the Bush tax cuts of 2001 and 2003 should be extended? They should really also be called the Bush tax cuts of 2010 and, probably 2012. But okay. The answer is I don't care about the Bush tax cuts one way or the other. My real concern with the tax code is that it should be simplified and greatly reformed. A general tax structure in my ideal world would include any or all of the following:
A huge reduction or elimination in all federal corporate taxation combined with both
A relative increase in the rate of capital gains and dividend earnings taxation to be closer to that of regular wage income (retaining the same sort of progressivity, and thus ending the private equity trader exclusions of carried interest also and the absurd manner in which middle class stock earnings can be taxed at regular rates while actual investment income is not)
And elimination of most forms of corporate welfare

An overall shift toward consumption taxation, possibly with a graduated effect from earnings potential (again, including capital gains type earnings) and income excluded from taxation for basic needs. This might include a VAT, carbon or gasoline taxes, other excise taxation (alcohol, narcotics, expensive first dollar health care insurance, etc). It could also included a heavily modified (less regressive scale) version of the Fair Tax proposals generally replacing income taxation of any kind.

Abolition of many tax exclusions like home mortgage deductions combined with a roughly flatter and lower overall tax rate on the increased base of money available to be taxed (this is essentially what was done during the Reagan years but not during the Bush years and also during the Kennedy and Coolidge administrations). 

No tax proposal is going to actually abolish the IRS. A bureau will exist to enforce tax laws and collect revenues. It might be smaller, and it might have very different mandates to carry out, perhaps against different sectors of the economy than the manner of taxing income. But the tax men are still going to exist. Sorry to disappoint.

Social issues.

Should abortion be outlawed in the US? No. I am persuaded that varieties of birth control access (making it OTC for example would help in addition to subsidies or cash transfers for the poor), more comprehensive sex ed, streamlined adoption methods, and other social services could actually help achieve the purported goal of reducing the likelihood and frequency of abortions. Bans would also reduce these but at the cost of increasing risks to women's health through illegal markets for provision of abortion and decreased ability to carry out medically necessary abortive procedures for the preservation of a woman's life as well as carrying enforcement costs, probably through invasive and insensitive police tactics made necessary to insure things like miscarriages are not actually abortions, etc. If the goal is actually to reduce abortions, there are better ways than by imposing enormous limitations on the liberty of women to conduct their health and sexuality (with no such restrictions imposed upon men), both for personal liberty and economic reasons I oppose bans even before entering into other moral arguments. There I favour allowing people to make complicated moral decisions themselves without fear of penalty so long as the harms committed to other human beings are limited. I am further persuaded that there is little moral certainty or clarity  that fetal and embryonic development is a "person" endowed with unalienable rights and much scientific evidence to suggest otherwise through the persistence of pregnancy difficulties in other formats, like miscarriages and failures to implant fertilized embryos in the uterine walls, to suggest that nearly any time frame of "person" prior to birth is inherently arbitrary. Positions of viability are possibly instructive as providing points of limitation and restrictive access, but not total bans.

Should gay marriage be allowed in the US?  Yes. Federal policy should be amended to provide federal legal benefits in accordance with state laws and licensing at the very least. It is also possible that federal policy should need to be amended under equal protection clauses in the 14th amendment such that ALL states would need to legalise such arrangements but I am content that demographic change on this issue will suffice to provide it in the near future to enough US residents and citizens as to make it universally approved.

Should the government require health insurance companies to provide free birth control? In general I oppose the government mandating what insurers must provide. I think the government's role here would be to provide sound scientific or transparent evidence that provision of particular methods, medications, etc is medically sound and reasonably cost effective such that insurers ought to do this. But I don't see why, say, a woman in her 50s should be receiving an insurance plan that automatically covers birth control (maybe there's some medical reasons, but it wouldn't be what we traditionally associate with the drugs and devices) simply because the government has decided that insurance companies need to provide it. I also disagree with first dollar insurance for health care more broadly anyway and think of things that are usually only modestly expensive and regular expenses (check-ups, birth control, etc) to be things that we ought to simply budget for yearly rather than to expect anyone else to pay for us. It ought to be reasonable socially or culturally to expect men and women to share the costs of provision while in a regular sexual relationship also. As an additional step, birth control of many varieties could be made OTC, which would render it cheaper and more accessible to millions of women, men, and their families or significant or occasional others by eliminating a largely extraneous step of seeing a doctor to obtain it. Women with specific and significant health risks could be filtered out by pharmacists issuing the drugs, prior consultations with doctors,etc (and the primary risks of note are "do you smoke?") without imposing costs on the vast majority of the population.

Where this became an issue politically was not mentioned in the question. The problem is that many Americans receive their insurance through their employers and employers then get to exercise their own moralising impulses upon their employees types of plans. I do not see a basis for preventing people from opting out of mandates of this kind (as opposed to more general mandates for health care provision of any kind), nor for preventing them from accessing types of care and coverage that they find perfectly acceptable when they work with or for people who do not feel likewise. The problem is more the employer provision in my view here and less the mandates.